GPS Invest Select Fund (ARSN: 149 257 401) and GPS Invest Pooled Fund (ARSN: 149 257 410) (“the Funds”) are issued by GPS Investment Fund Limited (ABN: 40 145 378 383) (AFSL: 383080) (“GPS”). This document may contain general advice which does not consider any particular person’s objectives, financial situation or needs. The Target Market Determinations (TMD) for the Funds can be found at www.gpsinvest.com.au/resources/ and includes a description of who the Funds are considered appropriate for. GPS is not licensed to provide financial product advice about the Funds, so you should obtain a Product Disclosure Statement (“PDS”) and read it prior to making a decision to invest. You should also consider obtaining professional financial advice before making an investment decision. The PDSs are available at www.gpsinvest.com.au or by calling 1800 999 109. Cooling-off periods do not apply to the Funds. Past performance is not a reliable indicator of future performance. An investment in either Fund has risk, can fluctuate in value, may achieve lower than expected returns, is not a bank deposit, is not guaranteed and investors risk losing some or all of their principal investment. Distributions, if any, will generally be paid monthly. GPS Invest Pooled Fund has limited withdrawal rights. Withdrawal offers will generally be made quarterly, subject to available liquidity. GPS Invest Select Fund withdrawals will only be considered at the completion of a mortgage investment. Refer to the relevant PDSs for full details.