GPS Invest Select Fund (ARSN: 149 257 401), GPS Invest Pooled Fund (ARSN: 149 257 410) and GPS Invest Access Fund (ARSN: 605 008 535) (“the Funds”) are issued by GPS Investment Fund Limited (ABN: 40 145 378 383) (AFSL: 383080) (“GPS”). This document may contain general advice which does not consider any particular person’s objectives, financial situation or needs. GPS is not licensed to provide financial product advice about the Funds, so you should obtain a Product Disclosure Statement (“PDS”) and read it prior to making a decision to invest. You should also consider obtaining professional financial advice before making an investment decision. The PDSs are available at www.gpsinvest.com.au or by calling 1800 999 109. Cooling-off periods do not apply to the Funds. Past performance is not a reliable indicator of future performance. An investment in any of the Funds has risk, can fluctuate in value, may achieve lower than expected returns, is not a bank deposit, is not guaranteed and investors risk losing some or all of their principal investment. Distributions, if any, will generally be paid monthly. GPS Invest Pooled Fund and GPS Invest Access Fund have limited withdrawal rights. Withdrawal offers will generally be made quarterly for the GPS Invest Pooled Fund and monthly for the GPS Invest Access Fund, subject to available liquidity. GPS Invest Select Fund withdrawals will only be considered at the completion of a mortgage investment. Refer to the relevant PDS for full details.